Savings Loyalty System Based on MicroContributions from Retailers

PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.

Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.

Last Events

CCTV with Pensumo

Throughout this week, a team from Chinese CCTV producing the series of reports “The era of Longevity” has accompanied the Aragonese startup Pensumo in its daily activity. They started in Madrid at a forum of pension experts in which the founder of the José Luis Orós Company on “What will the pensions of the future

Pensumo awarded by the European Commission’s EU-GIVE programme on Collaborative Economy

The Spanish project PENSUMO, which was selected by CEOE and has competed in Brussels with 15 projects from 12 different European countries, has been one of the three awarded by the European Commission’s EU-GIVE programme on Collaborative Economy. Its model is based on encouraging consumers with pension contributions both for purchases and for recycling. On

The five ideas to improve pensions in press

One of the main challenges facing the Spanish economy and society is to solve the problem of pensions, in a country with an increasingly aging population. Experts highlight several solutions that legislators should consider if they want to solve the problem. “A supplement for consumption” is one of proposed solutions by Pensumo, named in the

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