Savings Loyalty System Based on MicroContributions from Retailers
PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.
Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.
José Luis Orós, CEO of Pensumo, has been a finalist of the ‘Social Person of the Year 2018’ awards for ‘Compromiso Empresarial’ “for creating an innovative system of personal savings through purchases that serves as a complement to the retirement pension” .
An article comparing various savings solutions has appeared in the supplement “5 days” of the newspaper “El País”. Here, Pensumo appears as an innovative form of savings adapted to any type of social spectrum. Link: https://cincodias.elpais.com/cincodias/2018/12/11/midinero/1544543944_330833.html
Pensumo has appeared on the “Zoom NET” program of the Spanish national television network RTVE, on the occasion of the award given by El Español as the best start-up for its concept of “pension for consumption”.