Savings Loyalty System Based on MicroContributions from Retailers

PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.

Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.

Last Events

Pensumo at the XVIII FIAP International Seminar

Durante el seminario se analizarán las reformas a los sistemas de pensiones que se están llevando a cabo o que se están tramitando en América Latina y Europa, y su contribución al cumplimiento del objetivo primordial de estos sistemas, es decir, otorgar pensiones adecuadas a los trabajadores. También abordará los desafíos que plantea el contexto

Pensumo in the Innovation Week in Republica Dominicana

El CEO Jose Luis Orós de Pensumo participó en la Semana de la Innovación invitado por AFP Crecer RD a este evento en Santo Domingo del 9 al 11 de junio de 2021. Participando como ponente y exponiendo Pensumo como referente en Pensiones de Consumo.

Pensumo as example saving through consumption platform

Seda Peksevim´s guest column titled: ‘Auto-enrolment: Not a lifeboat for EM countries’ has been published in the May/June issue of the European Pensions. In this short article, She try to answer ‘Why auto-enrolment- a behavioral success story-does not work in EM pension systems?’ Given a large number of opt-outs in auto-enrolment systems, it seems that

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