Savings Loyalty System Based on MicroContributions from Retailers

PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.

Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.

Last Events

Certificate achievement of the objectives

After two years of hard work, the Executive Agency for Small and Medium-sized Enterprises (EASME), of the European Commission, has certified the achievement of the objectives of our project 766521. Thank you for the delivery and dedication of the entire team. We keep working!

Pensumo join to the campaign #aliadosdelosODS

Pensumo join to the campaign #aliadosdelosODS Sponsored by the Spanish web of Mundial Pact.  – The aim of the campaign is to act as a loudspeaker in order to achieve a multiplier effect and for the Agenda 2030 to be known and worked on. – Corporate management based on ODS creates new business opportunities, improves

Presentation of the book “Pension plans for consumption and the future of the pensions”

Pensumo, pioneer fintech in Spain in offering a system of personal savings for retirement through consumption, it has today presented some formulas to address the crisis of the pension system: a sustained and concerted action of all individuals through consumption In this sense, José Luís Orós, CEO and founder of Pensumo, explained during the presentation

New actions for recycling

Pensumo has launched together with the company El Rincón a recycling awareness campaign to prevent plastics from reaching the seas.The partners find in the Pensumo system an effective tool to approach their clients in a less commercial and social way. Radio news Gallery

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