Savings Loyalty System Based on MicroContributions from Retailers

PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.

Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.

Last Events

Ibercaja experiences the uses of the Pensumo platform, which allows saving for retirement through consumption

Ibercaja, the fintech Pensumo, and the General Secretariat of the Treasury and International Financing and the General Directorate of Insurance and Pensions, -both attached to the Ministry of Economic Affairs and Digital Transformation-, have signed the protocol to start the trial period of the platform ‘Consumption Pension System’, which links user purchases with retirement savings.

PENSUMO with its project RECYCLE is one of the #101ExamplesPorelClima 2021

In this edition, almost 190 applications have been received, of which a total only 101 have been chosen. The set of 101 business actions selected stand out for the innovation and originality of the proposal, the rigor and detail of the quantification, the potential for social mobilization, or for their ambitious projection of decarbonisation on

Pensumo en Zaragoza, the indoor ‘smart city’ that gives wings to ‘startups’

Pensumo appears in this BBVA article as an example of one of the most representative startups in Zaragoza. Noting us as one of the most successful companies inside and outside of Spain. There are also relevant initiatives in the ‘fintech’ and ‘insurtech’ field, such as Pensumo. The vision of this ‘startup’ stems from an apparent

Pensumo winner of the IV ABB Ability Digital Award in Entrepreneur Category with the project “Recycle and add”.

– Pensumo has generated through its APP, which economically rewards citizen recycling, a very active community of recyclers. – The ABB Awards aim to recognize the work of organizations that are betting on digital transformation projects with an impact on society through efficiency, competitiveness and sustainability – The winners in the rest of the categories

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