Savings Loyalty System Based on MicroContributions from Retailers

PENSUMO aims to provide a significantly improved and socially conscious promotion mechanism that will be beneficial for all retailers, the general consumer and the entire society.

Through our platform, we provide any retailer with the possibility to adhere to our model and offer our savings scheme as a customer loyalty feature in their respective stores. By purchasing products or services in any of these stores, the consumer will automatically receive a fraction of the purchase amount back on its corresponding PENSUMO account, which will then be credited into its retirement fund in one of our large insurance partners (e.g. Allianz). The user only needs to sign up via our website or app, which is absolutely free of charge. Each purchase using the PENSUMO system will automatically add successive micro-contributions to your existing PENSUMO account. PENSUMO users will also be able to contribute to their funds by participating in civic responsibility campaigns.

Last Events

Pensumo as example saving through consumption platform

Seda Peksevim´s guest column titled: ‘Auto-enrolment: Not a lifeboat for EM countries’ has been published in the May/June issue of the European Pensions. In this short article, She try to answer ‘Why auto-enrolment- a behavioral success story-does not work in EM pension systems?’ Given a large number of opt-outs in auto-enrolment systems, it seems that

Pensumo get into the Spanish Financial Sandbox

Original source: https://thecorner.eu/in-spain/spain-economy/18-projects-to-launch-the-spanish-sandbox/95734/ Of the 67 projects submitted in the first call for proposals for the Spanish sandbox – the testing ground for financial innovation – 18, one in four, have received the green light. Spain wants to promote the digital transformation of the financial system with a testing environment, allowing trials to be carried

Pensumo presents the Pension for Consumption to the Sandbox

Ibercaja Press Release 4/9/2021 -Saving for retirement constitutes one of the main challenges for Spanish society due to the growing longevity of the population -The Pension System for Consumption project, developed jointly by the fintech Pensumo and Ibercaja, makes it possible to connect savings with consumption, in a behavioral way, and redirect the economic flows

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