The ‘consumption pensions’

Do Pensumo is Pensuming A single, premeditated and simultaneous act of consumption and savings for the pension. Spain has been the first country that has adapted its individual pension legislation, linking these to payments for daily consumer purchases. They are the so-called “consumption pensions”, that is, discounts and financial promotions that are offered to the

Pensions for All: Proposals for a More Inclusive Pension System in Latin America

Pensumo contributes with its grain of sand in the book “Pensions for All: Proposals for a More Inclusive Pension System in Latin America” ​​by Tuesta, David; Bhardwaj, Gautam, eds. 2023. © pinBox Latin America © pinBox. Company committed to promoting collaborative action to expand the coverage of micro-pensions among women and young people who work

Pensumo awarded by the European Commission’s EU-GIVE programme on Collaborative Economy

The Spanish project PENSUMO, which was selected by CEOE and has competed in Brussels with 15 projects from 12 different European countries, has been one of the three awarded by the European Commission’s EU-GIVE programme on Collaborative Economy. Its model is based on encouraging consumers with pension contributions both for purchases and for recycling. On

The five ideas to improve pensions in press

One of the main challenges facing the Spanish economy and society is to solve the problem of pensions, in a country with an increasingly aging population. Experts highlight several solutions that legislators should consider if they want to solve the problem. “A supplement for consumption” is one of proposed solutions by Pensumo, named in the

II Carrera del Ahorro

On 27/10/2018 the II Carrera del Ahorro organized by Pensumo in Zaragoza (Spain) took place in the Parque Grande José Antonio Labordeta at 10h. The participants doubled and two more races were incorporated, one for children (6 to 12 years old) from 1k and another for the youngest (6 to 3 years old) from 0.1k.

Certificate achievement of the objectives

After two years of hard work, the Executive Agency for Small and Medium-sized Enterprises (EASME), of the European Commission, has certified the achievement of the objectives of our project 766521. Thank you for the delivery and dedication of the entire team. We keep working!

Pensumo join to the campaign #aliadosdelosODS

Pensumo join to the campaign #aliadosdelosODS Sponsored by the Spanish web of Mundial Pact.  – The aim of the campaign is to act as a loudspeaker in order to achieve a multiplier effect and for the Agenda 2030 to be known and worked on. – Corporate management based on ODS creates new business opportunities, improves

Presentation of the book “Pension plans for consumption and the future of the pensions”

Pensumo, pioneer fintech in Spain in offering a system of personal savings for retirement through consumption, it has today presented some formulas to address the crisis of the pension system: a sustained and concerted action of all individuals through consumption In this sense, José Luís Orós, CEO and founder of Pensumo, explained during the presentation

New actions for recycling

Pensumo has launched together with the company El Rincón a recycling awareness campaign to prevent plastics from reaching the seas.The partners find in the Pensumo system an effective tool to approach their clients in a less commercial and social way. Radio news Gallery

P&G and Partners Corporate Day 2019

Pensumo was present their business cases and taking part in one-on-one business meetings with representatives from some of the leading Corporates in Europe. This was the second edition of the multi-corporate event promoted by the EIC pilot together with P&G, following a successful 2018 edition where 100 SMEs pitched their innovation to 8 large corporates